Parts of Santa Clara County are susceptible to flooding every year, with any chance of storms. While the district's flood protection projects have improved flood protection for more than 93,000 parcels, there are still about 66,000 parcels that are in the FEMA flood zone.
If your property is in an area shown on FEMA’s flood maps, you are at high risk for flooding during a 1 percent flood event, or a flood that has a 1 percent chance of occurring in any given year. While the chances may seem slim, the real odds of a 1 percent flood are greater than one in four during the term of a 30-year mortgage.
Check whether your house is in a FEMA designated flood zone: https://msc.fema.gov/portal
View the brief video below to understand the results of your search on the FEMA Map Service Center.
If your property appears in a FEMA flood map, federal law requires you to have flood insurance if you have a federally regulated mortgage. In Santa Clara County, whether you own a house or rent, you can purchase flood insurance at a discount from FEMA’s National Flood Insurance Program to protect your property from the hazards of flooding.
For more information visit: www.floodsmart.gov.